Kwikpeso (“we” or “us”) takes your privacy seriously. This privacy policy explains why we collect data, what data we collect, how we store and transfer that data as well as who we may share the data with. You specifically authorize us to collect and process data in accordance with this privacy policy.

A. Why we collect data. 

We collect certain data to be able to provide the Service to you. We also collect data for use in verifying your identity and creating credit scoring models to determine what loans can be offered to you. We also use this data for purposes of collections and credit reporting.

B. What data we may collect from you.

We may collect and process the following data about you.

(i). Information you give us about you (Submitted information):

This may include information:

• provided by filling in forms in the App;
• provided by corresponding with us (for example, by e-mail or chat);
• provided by downloading or registering the App, subscribing to any of our Services (such as applying for a loan), searching for an app or Service, sharing data via the App's social media functions, entering a competition, promotion or survey, and reporting a problem with the App, our Services, or our App Site.

This information may include your name, address, e-mail address, Mobile number, national ID number, and other registration information, financial and credit information, personal description and photograph.

(ii). Information we collect about you and your device.

Each time you use our app we may automatically collect the following information:

• technical information, including the type of mobile device you use, unique device identifiers (for example, your Device's IMEI or serial number), mobile network information, your Device’s operating system, the type of browser you use, or your Device’s location and time zone setting (Device Information);
• information stored on your Device, including contact lists, call logs, SMS logs, Facebook friends, and contact lists from other social media accounts (Content Information);
• data from your use of any other third-party application on the Device; and
• details of your use of any of our Apps, including, but not limited to, traffic data, location data, weblogs and other communication data (Log Information).

(iii). Location information.

We may also use GPS technology OR other location services to determine your current location. You can withdraw your consent to our collection, processing or use of this information at any time by logging out and uninstalling the App from your Device.

(iv). Information we receive from other sources (Third Party Information).

Due to the nature of the Services which we provide, we are required to work with a number of third parties (including credit reference bureaus and mobile network providers) and we may receive information about you from them.

(v). Unique application numbers.

When you install or uninstall a Service containing a unique application number or when such a Service searches for automatic updates, that number and information about your installation, for example, the type of operating system, may be sent to us.

C. How we transfer and store data.

Because we are a part of an international group of companies with data-centers around the world, your data may be transferred to other countries including countries which do not have the same level of data protection laws as those in the country where you are located. We will, however, ensure that your data is protected to a strict standard.

D. Who we share data with.

We may share your data with third parties in certain circumstances. We may, for example, share data with:

(i).credit bureaus, in requesting credit histories or reporting loan defaults;

(ii).collections agencies, in seeking to collect overdue Loans;

(iii).government bodies and law enforcement agencies, to comply with the law;

(iv).professional advisers, to enforce or defend our legal rights; or

(v).with a purchaser or seller in connection with a corporate event such as a merger, business acquisition or insolvency situation.

E. Contact information.

If you have any questions about this privacy policy or other privacy issues, we can be reached at: kapitalklik@gmail.com